Banking.Vision
In times of increasing regulatory requirements, growing cyber attacks and growing dependencies on IT services and service providers, banks must protect their processes from disruptions through robust, agile and efficient measures. This increasing resilience is a step forward, but often comes at the expense of efficiency. Institutions are becoming more resilient to attacks, but are losing speed – and thus competitive advantages. The solution: intelligent management of resilience and efficiency – for each process.
Banking.Vision
AI governance is a comprehensive framework that defines responsibilities for the use of artificial intelligence in a company and ensures the safe, ethical, transparent and legally compliant use of AI. The new BaFin guidance clearly classifies artificial intelligence as an ICT risk under DORA. With the help of the three-pillar model and robust AI governance, banks are able to meet strategic and operational requirements.
Banking.Vision
With the Fundamental Review of the Trading Book (FRTB) implementation date approaching, the market landscape remains divided. Regulatory discussions around transitional multipliers continue and the fundamental challenge for financial institutions has shifted from model selection to data granularity. This article analyses the current market sentiment and outlines why data readiness is the critical success factor for 2026.
Banking.Vision
The Banking Directive Implementation and Bureaucracy Relief Act (BRUBEG) has two main objectives: to transpose the EU Capital Requirements Directive (CRD VI) into national law and to reduce bureaucratic and regulatory burdens for banks, savings banks and financial service providers. What exactly does this mean for institutions?
Banking.Vision
The proposals by BaFin and the Bundesbank to reform the capital adequacy regime for small banks had raised great expectations. Now the High-Level Task Force on Simplification (HLTF), set up by the ECB Governing Council, has presented its recommendations. They take up some ideas, but remain vague. The following article provides an overview of the most important points of the European reform package.
Banking.Vision
Most AI initiatives in banks fail not because of technology, but because of structure. This white paper shows you how to avoid the „use case trap“, measure initial successes and establish AI as an integral part of your organisation. Get practical best practices, project reports and a robust operating model for artificial intelligence.
Banking.Vision
What issues will occupy and challenge the banking sector in 2026? We have compiled five points that should be on every board’s agenda at the start of the year.
Banking.Vision
Read the latest issue of our customer magazine NEWS 03/2025 to find out what is relevant for the banking industry today and tomorrow: From practical tips for AI resilience to the possible consequences of risk-weighted capital requirements vs. simple leverage ratios and a Payments Radar 2026, to the opportunities for a data-inspired bank, the implementation of the CSRD in Germany and much more.