Banking.Vision
A comparison for retailers, payment service providers and banks The digital euro is drawing nearer. The aim is to prepare Europe for its launch by 2029. The question now is how a digital euro will be integrated into existing payment ecosystems – and what added value it can offer compared to established payment methods. An analysis of the key aspects from the perspective of merchants and PSPs: costs, customer engagement, regulation, technology, competition and practical implementation issues.
Banking.Vision
Successful modern banking requires banks to master customer experience, innovation capability, regulatory compliance and data sovereignty at the same time. This is precisely where a European regulation-ready CRM provides the necessary foundation.
Banking.Vision
The line between technology provider and regulated financial actor is becoming increasingly blurred. And for many crypto infrastructure providers, that creates a largely underestimated risk.
Banking.Vision
If you are running a crypto-asset business in Europe and you do not yet hold a MiCA license, you are not in a grey area. You are in a closing window, and that window shuts on 1 July 2026. This is not a compliance observation. It is a business continuity statement.
Banking.Vision
The Bundesbank is currently conducting a targeted review of the design of lending guidelines at selected institutions. This article outlines the scope of the information gathering process, provides a regulatory assessment and discusses the objectives associated with the data collection.
Banking.Vision
What Businesses Really Think: Unpacking Study Results from the Corporate Frontline This FAQ guide complements the findings of our study “Beyond Borders: Cross-Border Payments Through the Corporate Lens” with qualitative insights gathered from discussions with corporates. It highlights how corporates evaluate current cross-border payment services, where concrete challenges exist, and which expectations banks and PSPs should address going forward.
Banking.Vision
What does it take to master the art of modern banking? In this interview, Christoph Prellwitz shares why creativity, courage, and a shift in mindset are becoming essential in an increasingly complex financial world. Discover why thinking beyond risks – and embracing new possibilities – is key to shaping the future of banking.
Banking.Vision
Stricter expectations around preventing money laundering and terrorist financing are putting AFC risk analysis front and center: it is evolving from a mandatory document into an ongoing, auditable system. The AMLA draft on regulatory technical standards (RTS) for assessing inherent and residual risk profiles requires an automated calculation logic rather than relying purely on expert-based assessment. Kick-off blog series on AMLR/AMLA realignment: Part 1 explains the reasons, rationale and vision behind the realignment.