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The future of banking from one source

The future of banking from a single source

Low interest rates, competition, digitalization and regulation all shape banking and create considerable turbulence in the banking industry. msg group has three key banking experts: msg for banking ag, msg Rethink Compliance and Finnova, all of whom have the expertise and experience required to help banks master the challenges of today, while preparing for those of tomorrow.

msg for Banking

msg for banking rethinks banking and offers our customers smart, innovative and platform-based digitized solutions from a single source. For more than 100 years, we have been supporting our customers in optimizing their business success and helping them to transform their business in line with constantly changing financial markets. As a market leader in bank management and regulatory reporting and a provider of high-quality consulting solutions, we are a reliable partner at our customers' side.

In the areas of Strategy & Business Models, Finance, Risk & Compliance, Capital Markets, Payments, Digital Transformation & IT and Financial Artificial Intelligence, we are ideally equipped to identify and evaluate upcoming challenges and implement them together with our customers. Solutions in the areas of digitalization and cloud are just as much a part of this as a solution for the overall bank management of the future.

ORRP - the Open Risk and Reporting Platform Architecture - is our answer to the consistent and transparent methods and processes in bank management required by European and national supervisory authorities. ORRP combines the technical added value of the solutions THINC (bank management) and BAIS (reporting) on one platform and thus enables the efficient linking of reporting and risk controlling, for example in the normative approach of ICAAP/ILAAP. In this form, ORRP is unique in Germany.

Finnova develops product-based front-to-back office solutions for banks. With their proprietary product, “Finnova Banking Software”, the Swiss company helps banks and BPO providers efficiently process their standard banking functions.

The consulting and technology company msg Rethink Compliance is a specialist in the area of Anti-Financial Crime and helps customers to implement their compliance strategies to combat money laundering, terrorist financing and corruption.

Banking.Vision Events

Our series of events for managers provides you with in-depth insights into key aspects of leadership and change in Germany's two largest banking groups - the savings banks and cooperative banks. Use this platform to share knowledge, learn from each other and take a valuable look at the bigger picture. At the 14th Leadership MeetUp, discuss how banks and executives can truly reach women through new ways of thinking and realistic formats such as ‘Du in Balance’ (You in Balance) – and why understanding female financial power is crucial for the future of banking.

As part of a live demo, you will get to know the EKKKSA performance level of our MARZIPAN solution and its contribution to taking into account the EBA guidelines on lending and monitoring (EBA/GL/2020/06). Using a calculation example, you will see directly in the software how the economic and regulatory capital costs are calculated in the contribution margin scheme in MARZIPAN and learn from our experts how the bottleneck principle of economic and regulatory capital can be taken into account in the preliminary calculation.

Proactive climate transition planning is a key component of robust risk management. Scenario analyses help financial institutions to identify climate-related developments at an early stage, better understand risks and opportunities, and make strategic decisions that are fit for the future. The seminar offers a practical overview of how scenarios and risk considerations can be meaningfully integrated into transition planning. The event is part of the multi-part series ‘Shaping the future: transition planning as a lever for sustainable value creation in the financial sector’. You can look forward to further events on the topics of risk management and financed emissions in the transition plan – practical, regulatory-based and strategically relevant.

Information series for our customers (and interested parties) For users of our apps and comprehensive solutions in the field of risk management, we offer the opportunity to exchange insights on current topics and issues in the Usergroup msg.ORRP 2026 / Focus on Risk Management series.

Generation Z is far more than just a new customer group: it brings with it values, expectations and communication habits that present banks with a profound transformation. For management boards, this means understanding what really matters to this generation and finding ways to inspire them in the long term - before changing expectations turn into real competitive disadvantages. How great is the need for action? And what course should management boards set now? These are precisely the questions we address in part 2 of our online series "Banking.Leadership.Future." - directly from the perspective of the Management Board.

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Banking.Vision

The Three Lines Model is a framework for governance and risk management. However, its implementation in practice often leads to role conflicts. Compliance and internal audit can resolve these typical conflicts and make the Three Lines Model effective.

Banking.Vision

Never before has the volume of data in compliance been so high – and never before has it been so difficult to manage risks in a timely, consistent and audit-proof manner. Data-based analyses and AI-supported processes promise relief. But not everything that is efficient is also compliant. How can AI tools be used in a compliant manner?

Banking.Vision

Our analysis of BaFin’s Digital Supervisory Briefing 2026 highlights the strategic shift toward greater proportionality and principle-based supervision (9th MaRisk amendment). The focus is on the increasing demands on the governance professionalism of management boards and the management of systemic risks through geopolitics, NPL increases, and DORA. At the same time, it highlights operational relief for SNCI institutions under the small banking regime and the LSI stress test. The article serves as a well-founded guide for institutions to understand regulatory leeway and ensure the expertise of their committees.

Banking.Vision

The Integrated Reporting Framework (IReF) is the European Central Bank’s (ECB) central project for harmonizing statistical regulatory reporting across Europe. Originally, the ECB intended to publish the detailed implementation plan at the end of 2025. However, the publication has now been postponed to mid‑2026. What are the reasons behind this?

Banking.Vision

With the Payment Services Directive 3 (PSD3) and the new Payment Services Regulation (PSR), European payment transactions are facing a comprehensive regulatory realignment. With the agreement reached in the political trilogue at the end of last year, the regulations are now in the final stages. For banks and payment service providers, this marks the beginning of a phase in which reliable assumptions can be made for the first time for operational preparations.

Banking.Vision

Internal auditing has evolved considerably in recent years – and AI will continue to change it. AI can relieve, deepen and sharpen it. But only if the data quality, methodology and processes are right and there is clear AI governance.

Banking.Vision

The Integrated Reporting System (IRS) is the target vision of a long-term transformation process in regulatory reporting. This article traces the long road to reform since the financial crisis, via IReF to a future IRS.

Banking.Vision

Corporate banking is undergoing profound structural change as ecological, digital and regulatory forces accelerate SME transformation. Traditional lending alone is no longer sufficient. Banks now require public funding advisory capabilities to activate investments, support decarbonisation and navigate sustainability-linked risk — making it a strategic differentiator in the evolving corporate banking landscape.