Banking.Vision
Unlocking potential from phasing-out variable liability products? Discover how a well-structured product catalogue leads to higher margins, qualitatively improved cash flows, and simplified validation processes.
Banking.Vision
On 1 June 2026, the reform of the Retirement Savings Certification Act (AltZertG) was passed, paving the way for a new Retirement Investment Account (AVD). The starting gun fires on 1 January 2027. What does this mean for banks?
Banking.Vision
Despite the clear direction set by AMLR, the new requirements for AFC risk assessments are causing headaches in everyday practice. Data silos, system discontinuities (Excel), missing audit trails, annual project cycles, and unclear responsibilities are complicating implementation. Part 2 of our blog series looks at the practical hurdles.
Banking.Vision
Becoming a member of the board requires more than just leadership experience. Find out what technical requirements the KWG and MaRisk stipulate – and what else really matters in practice.
Banking.Vision
E-invoicing is gradually becoming a regulatory requirement in Germany—receipt has been possible since 2025, and issuance will be mandatory starting in 2027/2028. For banks and PSPs, this is a strategic game-changer, as invoices become operational process data—and thus the data anchor for invoice-to-pay, cash visibility, automated reconciliation, and new payment services.
Banking.Vision
DORA, the EU AI Act and rising vendor-risk requirements are putting the technology stacks of European fintechs under institutional scrutiny. The key question is whether infrastructure, data and AI dependencies are governable, auditable and resilient.
Banking.Vision
Connecting Scandinavia in your ERP – with ISO 20022 and structured payment references. How Nordic payment systems work in practice.
Banking.Vision
The art of modern banking is a campaign through which we are exploring new, creative approaches to banking and adopting fresh perspectives on the future of banking. Unusual – but only at first glance. On closer inspection, it becomes clear that in an increasingly complex financial world, traditional ways of thinking are no longer enough; instead, creativity, courage and a shift in mindset are crucial. Embrace this new perspective and discover the art of modern banking.